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​F​inancial Literacy for Students in Tertiary Institutions


The Financial Literacy for Students in Tertiary Institutions (FLSTI) project is a national financial education initiative designed to equip students in South African universities, TVET colleges and other tertiary institutions with the knowledge, confidence and practical skills required to manage personal finances responsibly. 

As students transition into financial independence many encounter complex financial decisions for the first time often within an environment characterised by high unemployment, rising living costs. The FLSTI project responds to this challenge by providing structured, contextappropriate financial education that strengthens students’ financial resilience.

The project is implemented through interactive seminars and learning engagements. By prioritising both behavioural confidence and technical understanding FLSTI enables students to navigate South Africa’s complex financial landscape with authority and confidence. 

Aims and objectives of the project

    • ​To increase students’ financial knowledge through structured learning interventions 
    • To conduct financial education seminars focused on money management, debt avoidance, and wealth creation.  
    • To reach and empower students across tertiary institutions in all nine South African provinces.  
    • Strengthen students’ confidence in engaging with formal financial products and services 
    • Reduce students’ vulnerability to predatory lending and overindebtedness. 


Contact Information 

For more information on the project kindly contact Ephraim Kgosana at email: Ephraim.Kgosana@fsca.co.za 

For more financial literacy resources visit: www.fscamymoney.co.za

To request a free financial literacy workshop email CED.Consumer@fsca.co.za 

Alternatively contact the FSCA at 012 428 8000 or 0800 20 3722 


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​2023 Financial Literacy for Tertiary Students M&E Report 

2024 Financial Literacy for Tertiary Students M&E Report​

2025 Financial Literacy for Tertiary Students M&E Report​



​ ​Contact Ephraim Kgosana: +27 12 367 7884