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​The holiday season is upon us, and so are the financial obligations that come with it. Gifts, events and holidays are attractive, but can quickly become too costly without proper planning and clear spending limits. To help you avoid overspending, we have compiled four simple yet effective tips on taking control of your finances and avoiding financial stress this holiday season​.

​Tip one: Know when you need money and how to get it

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Tip two: Set your own spending limit

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Tip three: Be bold and budget

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Tip four: Be honest with your loved ones

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For more information on how to budget wisely for the entire year and not only the holiday season, click here.

For more information on taking control of your finances, click here.

For more articles and FREE financial literacy information visit or to request a financial literacy workshop, kindly email

Alternatively contact the Financial Sector Conduct Authority (FSCA) on 012 428 8000 or 0800 20 3722 and ask to speak to one of our call centre agents.

You can also follow the FSCA on the following social media platforms:

Facebook: FSCA South Africa

Twitter: @FSCA_ZA

YouTube: FSCA Connect

LinkedIn: Financial Sector Conduct Authority